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Comments on Friday 7 April 2006:
Oh for fuck's sake. Yesterday, places were all "oh yes, I'm sure we can give you a mortgage just like what you want, we could probably even go about 15000 quid higher than you want". Today the line was more like "we were lying yesterday, you can't have a mortgage, not even from those really dodgy lenders who'll give anyone a mortgage, ha ha".

Is it because I have bad debt and bankruptcy? Because I leave trails of the dead in my wake? Because I don't have the income for it? No, none of those are true, nor have they ever been. Lenders are quite happy to give mortgages to the first two of those categories anyway. But what they really really hate, it seems, is people whose evidence of their income is in foreign money.

I have a couple more things to try, but it's starting to look like I'm going to be stuck with renting, even though all the people I can actually talk to agree that I'm obviously not a high-risk credit thing. You never get to talk to the underwriters.

Anyone got about 60000 quid they want to lend me? I'll pay higher than normal mortgage interest rates. [10:31]

Anet
60? There is your problem. You're not asking for enough. Ask for 150, the rest to build your internet gaming business... which you have been travelling the world for a decade to perfect. You'll have no more problems.

Jean DeVenn
Wow ! You've found somewhere in the UK where there are houses for sale for only 60K ? Where are you looking ? Round here (Hampshire), the minimum is about 120K.

Have you tried specialist mortgage brokers, or maybe persuaded an estate agent there's a house you'd love to buy (and make them lots of commission), if their in-house broker can only find you a mortgage at a sensible rate.

Good luck getting it sorted ! Let me know if I can do anything to help :)

RavenBlack
The houses are 80-90K, but I already have 25% of that. You'd think I could get a mortgage with that big a deposit, but no.

Houseboats are starting to look tempting. I could buy one of them outright with cash.

krista
hmm_and we care why???

RavenBlack
Because you're secretly in love with me.
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