|Coo, this bank that I now have an account with has surprisingly functional internet-banking.|
What I expect of internet banking: an up-to-date statement, maybe some sort of bill-paying thing, and the ability to transfer money between savings and checking accounts or similar.
What BankSA does: those, and also dealing with home-loans, four distinct sorts of investment, payment-like transfers to other Australian bank accounts, and wire-transfers. Yes, wire-transfers, those things that I couldn't get an American bank to do without a signed-stamped-sealed-and-kissed-by-the-pope letter.
I bet Australia will have proper internet voting before America or the UK does.