On Saturday I was in my first ever car accident - hooray! Even if merely as a passenger. Someone in a cream-coloured van stopped ahead of us in the fast lane of an interstate, signalling right. It appeared that he was hoping to cross two lanes of 65mph traffic in a single car-length. We stopped behind him. Pause. Sounded horn. Pause. Sounded horn. Pause. Crashed into from behind. That was about two and a half seconds between stopping and being crashed into - I assume that means the person behind was not paying sufficient attention, or they surely would have had plenty of time to stop. No injuries or anything. Front of the other guy's Cadillac Fleetwood looked pretty bad. Back of our Volkswagen Jetta has a dent in the bumper and scratches on the bumper stickers. Chortle. However, even though the lady's insurance doesn't have to pay out (because the other guy is responsible), her insurance premium is probably going to increase because of this. That doesn't make sense to me. Surely it should only increase if you do things that cost them money?
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